Call reports 2015

ST. MARYS STATE BANK, THE — 2015

Name: ST. MARYS STATE BANK, THE — FFIEC call report 2015
Creator: ST. MARYS STATE BANK, THE

What ST. MARYS STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.

PERIOD: 2015SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c2643947-8518-4b80-bb33-0b787423b8d1/2015

Balance sheet

What the bank holds and owes at quarter end

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Total assets	89,042,000	89,788,000	91,389,000	91,727,000
Total loans	52,293,000	53,280,000	52,958,000	56,402,000
Allowance for loan losses	1,054,000	1,075,000	1,022,000	1,059,000
Securities available for sale	29,262,000	27,118,000	26,294,000	26,340,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	70,061,000	71,398,000	72,504,000	72,573,000
Interest-bearing deposits	52,327,000	53,658,000	52,725,000	54,035,000
Noninterest-bearing deposits	17,734,000	17,740,000	19,779,000	18,538,000
Equity capital	10,227,000	10,119,000	10,570,000	10,810,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Interest income	865,000	1,760,000	2,647,000	3,543,000
Interest expense	163,000	325,000	483,000	644,000
Net interest income	702,000	1,435,000	2,164,000	2,899,000
Noninterest income	149,000	291,000	462,000	651,000
Noninterest expense	612,000	1,229,000	1,840,000	2,479,000
Provision for loan losses	15,000	15,000	15,000	15,000
Pretax income	224,000	482,000	779,000	1,064,000
Income tax	26,000	44,000	60,000	82,000
Net income	198,000	438,000	719,000	982,000

Basel measures — not reported for every quarter

Measure	2015Q1	2015Q2	2015Q3	2015Q4
Tier 1 capital	9,682,000	9,824,000	10,105,000	10,368,000
Total capital	10,575,000	10,726,000	10,994,000	11,276,000
Risk-weighted assets	71,305,000	72,064,000	71,025,000	72,510,000