Call reports 2010
ST. MARYS STATE BANK, THE — 2010
What ST. MARYS STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 82,045,000 | 83,598,000 | 81,520,000 | 76,685,000 |
| Total loans | 54,111,000 | 56,801,000 | 53,587,000 | 53,473,000 |
| Allowance for loan losses | 949,000 | 969,000 | 932,000 | 1,075,000 |
| Securities available for sale | 18,912,000 | 18,941,000 | 17,119,000 | 14,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,767,000 | 60,988,000 | 61,414,000 | 60,244,000 |
| Interest-bearing deposits | 53,134,000 | 50,767,000 | 50,619,000 | 49,551,000 |
| Noninterest-bearing deposits | 10,633,000 | 10,221,000 | 10,795,000 | 10,693,000 |
| Equity capital | 7,677,000 | 7,735,000 | 7,972,000 | 7,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 954,000 | 1,987,000 | 3,014,000 | 4,002,000 |
| Interest expense | 356,000 | 706,000 | 1,063,000 | 1,380,000 |
| Net interest income | 598,000 | 1,281,000 | 1,951,000 | 2,622,000 |
| Noninterest income | 135,000 | 261,000 | 403,000 | 581,000 |
| Noninterest expense | 576,000 | 1,242,000 | 1,793,000 | 2,354,000 |
| Provision for loan losses | 120,000 | 240,000 | 465,000 | 615,000 |
| Pretax income | 37,000 | 60,000 | 96,000 | 237,000 |
| Income tax | 0 | 1,000 | 6,000 | 7,000 |
| Net income | 37,000 | 59,000 | 90,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,430,000 | 7,452,000 | 7,483,000 | 7,615,000 |
| Total capital | 8,184,000 | 8,239,000 | 8,221,000 | 8,339,000 |
| Risk-weighted assets | 60,135,000 | 62,739,000 | 58,843,000 | 57,573,000 |
Machine access — free, no API key
Every figure shown here about ST. MARYS STATE BANK, THE — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.