Call reports 2006
ST. MARYS STATE BANK, THE — 2006
What ST. MARYS STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 69,696,000 | 70,954,000 | 73,339,000 | 75,989,000 |
| Total loans | 51,093,000 | 52,346,000 | 51,064,000 | 53,246,000 |
| Allowance for loan losses | 787,000 | 817,000 | 783,000 | 797,000 |
| Securities available for sale | 11,706,000 | 13,085,000 | 13,737,000 | 15,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,344,000 | 57,470,000 | 59,519,000 | 60,833,000 |
| Interest-bearing deposits | 48,638,000 | 48,796,000 | 49,553,000 | 51,645,000 |
| Noninterest-bearing deposits | 7,706,000 | 8,674,000 | 9,966,000 | 9,188,000 |
| Equity capital | 6,277,000 | 6,367,000 | 6,659,000 | 6,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,169,000 | 3,342,000 | 4,617,000 |
| Interest expense | 449,000 | 926,000 | 1,451,000 | 2,000,000 |
| Net interest income | 598,000 | 1,243,000 | 1,891,000 | 2,617,000 |
| Noninterest income | 117,000 | 231,000 | 364,000 | 513,000 |
| Noninterest expense | 490,000 | 961,000 | 1,463,000 | 1,994,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 177,000 | 430,000 | 664,000 | 963,000 |
| Income tax | -39,000 | -28,000 | -17,000 | -4,000 |
| Net income | 216,000 | 458,000 | 681,000 | 967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,427,000 | 6,580,000 | 6,730,000 | 7,015,000 |
| Total capital | 7,125,000 | 7,286,000 | 7,429,000 | 7,751,000 |
| Risk-weighted assets | 55,738,000 | 56,383,000 | 55,868,000 | 58,830,000 |
Machine access — free, no API key
Every figure shown here about ST. MARYS STATE BANK, THE — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.