Call reports 2010
EXCHANGE NATIONAL BANK OF MOORE — 2010
What EXCHANGE NATIONAL BANK OF MOORE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 142,249,000 | 145,707,000 | 149,382,000 | 157,576,000 |
| Total loans | 64,012,000 | 57,188,000 | 49,337,000 | 46,130,000 |
| Allowance for loan losses | 637,000 | 670,000 | 688,000 | 6,000 |
| Securities available for sale | 69,304,000 | 77,435,000 | 66,136,000 | 60,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,287,000 | 108,822,000 | 112,949,000 | 118,093,000 |
| Interest-bearing deposits | 84,606,000 | 82,626,000 | 87,576,000 | 90,895,000 |
| Noninterest-bearing deposits | 22,681,000 | 26,196,000 | 25,373,000 | 27,198,000 |
| Equity capital | 12,166,000 | 12,710,000 | 14,182,000 | 19,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,743,000 | 3,456,000 | 5,126,000 | 309,000 |
| Interest expense | 486,000 | 958,000 | 1,447,000 | 117,000 |
| Net interest income | 1,257,000 | 2,498,000 | 3,679,000 | 192,000 |
| Noninterest income | 266,000 | 543,000 | 625,000 | 64,000 |
| Noninterest expense | 1,019,000 | 1,889,000 | 2,554,000 | 148,000 |
| Provision for loan losses | 45,000 | 90,000 | 20,000 | 6,000 |
| Pretax income | 459,000 | 1,062,000 | 2,163,000 | 102,000 |
| Income tax | -13,000 | -13,000 | -13,000 | 16,000 |
| Net income | 472,000 | 1,075,000 | 2,176,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,050,000 | 10,379,000 | 11,290,000 | 14,923,000 |
| Total capital | 10,687,000 | 11,049,000 | 11,978,000 | 14,929,000 |
| Risk-weighted assets | 86,739,000 | 84,962,000 | 76,857,000 | 82,713,000 |