Call reports 2009
EXCHANGE NATIONAL BANK OF MOORE — 2009
What EXCHANGE NATIONAL BANK OF MOORE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 129,003,000 | 128,705,000 | 127,712,000 | 139,626,000 |
| Total loans | 60,005,000 | 59,218,000 | 59,611,000 | 61,851,000 |
| Allowance for loan losses | 460,000 | 500,000 | 533,000 | 604,000 |
| Securities available for sale | 53,971,000 | 61,757,000 | 61,256,000 | 61,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,755,000 | 94,313,000 | 91,501,000 | 103,609,000 |
| Interest-bearing deposits | 69,310,000 | 71,224,000 | 69,434,000 | 79,670,000 |
| Noninterest-bearing deposits | 25,445,000 | 23,089,000 | 22,067,000 | 23,939,000 |
| Equity capital | 9,961,000 | 9,923,000 | 11,694,000 | 12,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,609,000 | 3,331,000 | 5,060,000 | 6,824,000 |
| Interest expense | 516,000 | 1,018,000 | 1,497,000 | 1,990,000 |
| Net interest income | 1,093,000 | 2,313,000 | 3,563,000 | 4,834,000 |
| Noninterest income | 297,000 | 593,000 | 890,000 | 1,179,000 |
| Noninterest expense | 820,000 | 1,674,000 | 2,608,000 | 3,502,000 |
| Provision for loan losses | 506,000 | 542,000 | 578,000 | 654,000 |
| Pretax income | 64,000 | 690,000 | 1,267,000 | 1,857,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 64,000 | 690,000 | 1,267,000 | 1,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,978,000 | 9,434,000 | 9,784,000 | 10,374,000 |
| Total capital | 9,438,000 | 9,934,000 | 10,317,000 | 10,978,000 |
| Risk-weighted assets | 76,781,000 | 77,506,000 | 78,130,000 | 83,561,000 |