Call reports 2008
EXCHANGE NATIONAL BANK OF MOORE — 2008
What EXCHANGE NATIONAL BANK OF MOORE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 106,983,000 | 110,610,000 | 115,352,000 | 117,660,000 |
| Total loans | 44,986,000 | 55,058,000 | 60,071,000 | 61,265,000 |
| Allowance for loan losses | 535,000 | 549,000 | 453,000 | 620,000 |
| Securities available for sale | 48,575,000 | 47,853,000 | 46,512,000 | 48,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,597,000 | 81,619,000 | 84,051,000 | 83,828,000 |
| Interest-bearing deposits | 60,271,000 | 58,564,000 | 60,121,000 | 61,341,000 |
| Noninterest-bearing deposits | 22,326,000 | 23,055,000 | 23,930,000 | 22,487,000 |
| Equity capital | 8,111,000 | 7,127,000 | 8,154,000 | 10,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,526,000 | 3,030,000 | 4,624,000 | 6,208,000 |
| Interest expense | 650,000 | 1,205,000 | 1,748,000 | 2,292,000 |
| Net interest income | 876,000 | 1,825,000 | 2,876,000 | 3,916,000 |
| Noninterest income | 335,000 | 660,000 | 1,001,000 | 1,326,000 |
| Noninterest expense | 771,000 | 1,542,000 | 2,578,000 | 3,417,000 |
| Provision for loan losses | 0 | 12,000 | 30,000 | 275,000 |
| Pretax income | 440,000 | 931,000 | 1,280,000 | 1,583,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 440,000 | 931,000 | 1,280,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,686,000 | 7,953,000 | 8,113,000 | 9,746,000 |
| Total capital | 8,221,000 | 8,502,000 | 8,566,000 | 10,366,000 |
| Risk-weighted assets | 61,810,000 | 70,811,000 | 74,621,000 | 75,203,000 |