Call reports 2007
EXCHANGE NATIONAL BANK OF MOORE — 2007
What EXCHANGE NATIONAL BANK OF MOORE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 95,967,000 | 94,412,000 | 101,945,000 | 104,772,000 |
| Total loans | 52,068,000 | 48,111,000 | 47,981,000 | 44,569,000 |
| Allowance for loan losses | 550,000 | 529,000 | 519,000 | 528,000 |
| Securities available for sale | 35,752,000 | 38,702,000 | 42,396,000 | 50,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,270,000 | 71,343,000 | 77,618,000 | 80,334,000 |
| Interest-bearing deposits | 49,302,000 | 51,036,000 | 57,240,000 | 57,432,000 |
| Noninterest-bearing deposits | 21,968,000 | 20,307,000 | 20,378,000 | 22,902,000 |
| Equity capital | 6,221,000 | 5,589,000 | 6,346,000 | 7,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,439,000 | 2,854,000 | 4,282,000 | 5,904,000 |
| Interest expense | 635,000 | 1,301,000 | 2,021,000 | 2,740,000 |
| Net interest income | 804,000 | 1,553,000 | 2,261,000 | 3,164,000 |
| Noninterest income | 317,000 | 644,000 | 988,000 | 1,336,000 |
| Noninterest expense | 752,000 | 1,485,000 | 2,245,000 | 3,023,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 60,000 |
| Pretax income | 392,000 | 717,000 | 989,000 | 1,456,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 392,000 | 717,000 | 989,000 | 1,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,644,000 | 6,889,000 | 6,969,000 | 7,436,000 |
| Total capital | 7,194,000 | 7,418,000 | 7,488,000 | 7,964,000 |
| Risk-weighted assets | 64,527,000 | 62,245,000 | 63,773,000 | 61,293,000 |