Call reports 2006
EXCHANGE NATIONAL BANK OF MOORE — 2006
What EXCHANGE NATIONAL BANK OF MOORE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 84,904,000 | 86,291,000 | 89,799,000 | 91,775,000 |
| Total loans | 46,275,000 | 46,124,000 | 49,264,000 | 51,002,000 |
| Allowance for loan losses | 532,000 | 543,000 | 522,000 | 524,000 |
| Securities available for sale | 32,240,000 | 33,144,000 | 34,526,000 | 34,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,509,000 | 62,821,000 | 65,324,000 | 67,251,000 |
| Interest-bearing deposits | 43,501,000 | 42,216,000 | 44,976,000 | 45,596,000 |
| Noninterest-bearing deposits | 20,008,000 | 20,605,000 | 20,348,000 | 21,655,000 |
| Equity capital | 6,053,000 | 5,685,000 | 5,802,000 | 6,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,391,000 | 3,699,000 | 5,068,000 |
| Interest expense | 397,000 | 839,000 | 1,378,000 | 1,958,000 |
| Net interest income | 774,000 | 1,552,000 | 2,321,000 | 3,110,000 |
| Noninterest income | 363,000 | 668,000 | 977,000 | 1,283,000 |
| Noninterest expense | 718,000 | 1,436,000 | 2,177,000 | 2,974,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 419,000 | 784,000 | 1,121,000 | 1,402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 419,000 | 784,000 | 1,121,000 | 1,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,437,000 | 6,443,000 | 6,225,000 | 6,506,000 |
| Total capital | 6,969,000 | 6,986,000 | 6,747,000 | 7,030,000 |
| Risk-weighted assets | 56,723,000 | 57,101,000 | 60,622,000 | 62,561,000 |