Call reports 2005
EXCHANGE NATIONAL BANK OF MOORE — 2005
What EXCHANGE NATIONAL BANK OF MOORE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 78,622,000 | 81,858,000 | 82,450,000 | 82,289,000 |
| Total loans | 44,413,000 | 45,200,000 | 46,299,000 | 46,089,000 |
| Allowance for loan losses | 605,000 | 574,000 | 558,000 | 535,000 |
| Securities available for sale | 28,165,000 | 28,386,000 | 29,894,000 | 29,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,501,000 | 60,700,000 | 61,123,000 | 62,053,000 |
| Interest-bearing deposits | 42,865,000 | 43,230,000 | 43,272,000 | 42,101,000 |
| Noninterest-bearing deposits | 17,636,000 | 17,470,000 | 17,851,000 | 19,952,000 |
| Equity capital | 5,998,000 | 5,971,000 | 6,047,000 | 5,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,188,000 | 3,340,000 | 4,525,000 |
| Interest expense | 229,000 | 511,000 | 839,000 | 1,205,000 |
| Net interest income | 848,000 | 1,677,000 | 2,501,000 | 3,320,000 |
| Noninterest income | 293,000 | 598,000 | 878,000 | 1,215,000 |
| Noninterest expense | 698,000 | 1,401,000 | 2,138,000 | 2,935,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 443,000 | 874,000 | 1,241,000 | 1,618,000 |
| Income tax | 163,000 | 320,000 | 448,000 | 615,000 |
| Net income | 280,000 | 554,000 | 793,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,295,000 | 6,069,000 | 6,308,000 | 6,019,000 |
| Total capital | 6,900,000 | 6,643,000 | 6,866,000 | 6,554,000 |
| Risk-weighted assets | 51,783,000 | 53,217,000 | 55,461,000 | 55,885,000 |