Call reports 2003
EXCHANGE NATIONAL BANK OF MOORE — 2003
What EXCHANGE NATIONAL BANK OF MOORE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 63,047,000 | 65,715,000 | 63,153,000 | 65,031,000 |
| Total loans | 38,155,000 | 39,352,000 | 39,421,000 | 40,351,000 |
| Allowance for loan losses | 455,000 | 483,000 | 513,000 | 584,000 |
| Securities available for sale | 13,748,000 | 12,049,000 | 18,223,000 | 19,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,840,000 | 54,980,000 | 51,967,000 | 50,593,000 |
| Interest-bearing deposits | 34,273,000 | 36,151,000 | 35,817,000 | 34,224,000 |
| Noninterest-bearing deposits | 16,567,000 | 18,829,000 | 16,150,000 | 16,369,000 |
| Equity capital | 6,013,000 | 5,452,000 | 5,609,000 | 5,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,005,000 | 2,005,000 | 2,999,000 | 4,006,000 |
| Interest expense | 217,000 | 423,000 | 604,000 | 766,000 |
| Net interest income | 788,000 | 1,582,000 | 2,395,000 | 3,240,000 |
| Noninterest income | 203,000 | 397,000 | 624,000 | 851,000 |
| Noninterest expense | 644,000 | 1,331,000 | 2,012,000 | 2,759,000 |
| Provision for loan losses | 72,000 | 144,000 | 227,000 | 332,000 |
| Pretax income | 275,000 | 504,000 | 780,000 | 1,000,000 |
| Income tax | 130,000 | 234,000 | 348,000 | 384,000 |
| Net income | 145,000 | 270,000 | 432,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,681,000 | 5,243,000 | 5,406,000 | 5,590,000 |
| Total capital | 6,136,000 | 5,726,000 | 5,919,000 | 6,129,000 |
| Risk-weighted assets | 40,423,000 | 42,076,000 | 41,811,000 | 43,057,000 |