Call reports 2002
EXCHANGE NATIONAL BANK OF MOORE — 2002
What EXCHANGE NATIONAL BANK OF MOORE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 62,493,000 | 62,096,000 | 63,526,000 | 62,159,000 |
| Total loans | 34,412,000 | 35,664,000 | 39,196,000 | 39,769,000 |
| Allowance for loan losses | 340,000 | 368,000 | 396,000 | 427,000 |
| Securities available for sale | 20,569,000 | 20,884,000 | 18,386,000 | 15,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,109,000 | 51,904,000 | 51,457,000 | 49,937,000 |
| Interest-bearing deposits | 40,727,000 | 37,605,000 | 36,337,000 | 35,193,000 |
| Noninterest-bearing deposits | 15,382,000 | 14,299,000 | 15,120,000 | 14,744,000 |
| Equity capital | 5,529,000 | 5,597,000 | 5,883,000 | 6,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,132,000 | 3,259,000 | 4,358,000 |
| Interest expense | 290,000 | 585,000 | 868,000 | 1,122,000 |
| Net interest income | 742,000 | 1,547,000 | 2,391,000 | 3,236,000 |
| Noninterest income | 195,000 | 387,000 | 577,000 | 763,000 |
| Noninterest expense | 617,000 | 1,280,000 | 1,923,000 | 2,547,000 |
| Provision for loan losses | 59,000 | 111,000 | 177,000 | 257,000 |
| Pretax income | 261,000 | 543,000 | 868,000 | 1,195,000 |
| Income tax | 98,000 | 208,000 | 330,000 | 445,000 |
| Net income | 163,000 | 335,000 | 538,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,377,000 | 5,308,000 | 5,511,000 | 5,723,000 |
| Total capital | 5,717,000 | 5,676,000 | 5,907,000 | 6,150,000 |
| Risk-weighted assets | 34,949,000 | 36,340,000 | 39,707,000 | 40,159,000 |