Call reports 2001
EXCHANGE NATIONAL BANK OF MOORE — 2001
What EXCHANGE NATIONAL BANK OF MOORE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 59,599,000 | 58,154,000 | 58,164,000 | 60,134,000 |
| Total loans | 29,360,000 | 30,041,000 | 30,522,000 | 32,568,000 |
| Allowance for loan losses | 267,000 | 279,000 | 273,000 | 294,000 |
| Securities available for sale | 24,836,000 | 22,053,000 | 20,857,000 | 21,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,653,000 | 52,304,000 | 51,933,000 | 53,149,000 |
| Interest-bearing deposits | 40,220,000 | 38,514,000 | 38,207,000 | 38,178,000 |
| Noninterest-bearing deposits | 13,433,000 | 13,790,000 | 13,726,000 | 14,971,000 |
| Equity capital | 4,805,000 | 5,031,000 | 5,302,000 | 5,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,168,000 | 3,232,000 | 4,289,000 |
| Interest expense | 446,000 | 869,000 | 1,246,000 | 1,577,000 |
| Net interest income | 641,000 | 1,299,000 | 1,986,000 | 2,712,000 |
| Noninterest income | 219,000 | 410,000 | 589,000 | 779,000 |
| Noninterest expense | 545,000 | 1,109,000 | 1,700,000 | 2,338,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 102,000 |
| Pretax income | 312,000 | 576,000 | 830,000 | 1,069,000 |
| Income tax | 130,000 | 234,000 | 336,000 | 408,000 |
| Net income | 182,000 | 342,000 | 494,000 | 661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,734,000 | 4,895,000 | 5,046,000 | 5,214,000 |
| Total capital | 5,001,000 | 5,174,000 | 5,319,000 | 5,508,000 |
| Risk-weighted assets | 29,578,000 | 29,362,000 | 30,319,000 | 32,943,000 |