Call reports 2019
SUMMIT BANK OF KANSAS CITY — 2019
What SUMMIT BANK OF KANSAS CITY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 45,406,000 | 51,292,000 |
| Total loans | 40,112,000 | 38,476,000 |
| Allowance for loan losses | 281,000 | 191,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 39,775,000 | 45,745,000 |
| Interest-bearing deposits | 28,884,000 | 31,904,000 |
| Noninterest-bearing deposits | 10,891,000 | 13,841,000 |
| Equity capital | 5,570,000 | 5,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 625,000 | 1,297,000 |
| Interest expense | 112,000 | 242,000 |
| Net interest income | 513,000 | 1,055,000 |
| Noninterest income | 52,000 | 54,000 |
| Noninterest expense | 560,000 | 1,155,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 5,000 | -46,000 |
| Income tax | 0 | 55,000 |
| Net income | 5,000 | -101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 5,008,000 | 4,961,000 |
| Total capital | 5,289,000 | 5,152,000 |
| Risk-weighted assets | 36,627,000 | 35,282,000 |