Call reports 2018
SUMMIT BANK OF KANSAS CITY — 2018
What SUMMIT BANK OF KANSAS CITY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 48,258,000 | 49,615,000 | 48,234,000 | 46,669,000 |
| Total loans | 41,887,000 | 40,730,000 | 40,790,000 | 38,514,000 |
| Allowance for loan losses | 329,000 | 371,000 | 198,000 | 278,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,579,000 | 43,777,000 | 42,480,000 | 41,051,000 |
| Interest-bearing deposits | 33,189,000 | 33,493,000 | 31,742,000 | 30,280,000 |
| Noninterest-bearing deposits | 9,390,000 | 10,284,000 | 10,738,000 | 10,771,000 |
| Equity capital | 5,640,000 | 5,776,000 | 5,685,000 | 5,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,298,000 | 1,921,000 | 2,605,000 |
| Interest expense | 83,000 | 190,000 | 301,000 | 417,000 |
| Net interest income | 556,000 | 1,108,000 | 1,620,000 | 2,188,000 |
| Noninterest income | 50,000 | 263,000 | 274,000 | 190,000 |
| Noninterest expense | 552,000 | 1,142,000 | 1,752,000 | 2,301,000 |
| Provision for loan losses | 4,000 | 44,000 | 47,000 | 102,000 |
| Pretax income | 50,000 | 185,000 | 95,000 | -25,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 185,000 | 95,000 | -25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,872,000 | 4,993,000 | 4,962,000 | 4,992,000 |
| Total capital | 5,201,000 | 5,364,000 | 5,160,000 | 5,270,000 |
| Risk-weighted assets | 37,631,000 | 37,818,000 | 39,838,000 | 36,343,000 |