Call reports 2016
SUMMIT BANK OF KANSAS CITY — 2016
What SUMMIT BANK OF KANSAS CITY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 41,057,000 | 40,876,000 | 41,825,000 | 40,366,000 |
| Total loans | 33,029,000 | 35,041,000 | 33,796,000 | 32,782,000 |
| Allowance for loan losses | 320,000 | 347,000 | 298,000 | 336,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,139,000 | 35,836,000 | 36,648,000 | 35,025,000 |
| Interest-bearing deposits | 26,774,000 | 26,699,000 | 26,988,000 | 26,516,000 |
| Noninterest-bearing deposits | 9,365,000 | 9,137,000 | 9,660,000 | 8,509,000 |
| Equity capital | 4,852,000 | 4,986,000 | 5,136,000 | 5,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 959,000 | 1,471,000 | 1,965,000 |
| Interest expense | 44,000 | 88,000 | 134,000 | 182,000 |
| Net interest income | 416,000 | 871,000 | 1,337,000 | 1,783,000 |
| Noninterest income | 226,000 | 449,000 | 686,000 | 957,000 |
| Noninterest expense | 520,000 | 1,025,000 | 1,578,000 | 2,108,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 40,000 |
| Pretax income | 122,000 | 255,000 | 405,000 | 592,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 255,000 | 405,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,353,000 | 4,486,000 | 4,630,000 | 4,816,000 |
| Total capital | 4,673,000 | 4,833,000 | 4,928,000 | 5,152,000 |
| Risk-weighted assets | 31,650,000 | 33,167,000 | 31,699,000 | 30,658,000 |