Call reports 2015
SUMMIT BANK OF KANSAS CITY — 2015
What SUMMIT BANK OF KANSAS CITY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 39,835,000 | 40,153,000 | 40,269,000 | 41,186,000 |
| Total loans | 31,059,000 | 33,497,000 | 32,250,000 | 32,190,000 |
| Allowance for loan losses | 496,000 | 522,000 | 369,000 | 312,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,439,000 | 35,757,000 | 35,794,000 | 36,420,000 |
| Interest-bearing deposits | 27,971,000 | 28,742,000 | 28,464,000 | 28,650,000 |
| Noninterest-bearing deposits | 7,468,000 | 7,015,000 | 7,330,000 | 7,770,000 |
| Equity capital | 4,356,000 | 4,349,000 | 4,415,000 | 4,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 830,000 | 1,311,000 | 1,793,000 |
| Interest expense | 40,000 | 83,000 | 124,000 | 170,000 |
| Net interest income | 361,000 | 747,000 | 1,187,000 | 1,623,000 |
| Noninterest income | 184,000 | 355,000 | 548,000 | 976,000 |
| Noninterest expense | 469,000 | 1,013,000 | 1,530,000 | 2,079,000 |
| Provision for loan losses | 3,000 | 22,000 | 72,000 | 72,000 |
| Pretax income | 73,000 | 67,000 | 133,000 | 448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 67,000 | 133,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,086,000 | 4,066,000 | 4,126,000 | 4,410,000 |
| Total capital | 4,439,000 | 4,456,000 | 4,495,000 | 4,722,000 |
| Risk-weighted assets | 28,147,000 | 31,067,000 | 30,671,000 | 29,294,000 |