Call reports 2014
SUMMIT BANK OF KANSAS CITY — 2014
What SUMMIT BANK OF KANSAS CITY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,895,000 | 40,497,000 | 41,121,000 | 39,887,000 |
| Total loans | 32,587,000 | 31,794,000 | 30,674,000 | 31,693,000 |
| Allowance for loan losses | 706,000 | 639,000 | 387,000 | 486,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,997,000 | 35,681,000 | 36,367,000 | 35,582,000 |
| Interest-bearing deposits | 31,444,000 | 30,162,000 | 28,537,000 | 28,296,000 |
| Noninterest-bearing deposits | 5,553,000 | 5,519,000 | 7,830,000 | 7,286,000 |
| Equity capital | 4,816,000 | 4,793,000 | 4,718,000 | 4,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 434,000 | 879,000 | 1,308,000 | 1,749,000 |
| Interest expense | 58,000 | 108,000 | 152,000 | 192,000 |
| Net interest income | 376,000 | 771,000 | 1,156,000 | 1,557,000 |
| Noninterest income | 36,000 | 85,000 | 109,000 | -44,000 |
| Noninterest expense | 485,000 | 952,000 | 1,436,000 | 2,025,000 |
| Provision for loan losses | 0 | 0 | 0 | 95,000 |
| Pretax income | -73,000 | -96,000 | -171,000 | -607,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -73,000 | -96,000 | -171,000 | -607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,775,000 | 4,751,000 | 4,376,000 | 3,948,000 |
| Total capital | 5,118,000 | 5,094,000 | 4,747,000 | 4,311,000 |
| Risk-weighted assets | 27,053,000 | 27,131,000 | 31,520,000 | 28,919,000 |