Call reports 2013
SUMMIT BANK OF KANSAS CITY — 2013
What SUMMIT BANK OF KANSAS CITY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 49,893,000 | 48,579,000 | 48,453,000 | 45,708,000 |
| Total loans | 38,181,000 | 38,169,000 | 35,781,000 | 34,194,000 |
| Allowance for loan losses | 1,018,000 | 1,007,000 | 816,000 | 717,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,631,000 | 42,419,000 | 42,396,000 | 39,779,000 |
| Interest-bearing deposits | 37,602,000 | 36,414,000 | 34,576,000 | 33,824,000 |
| Noninterest-bearing deposits | 6,029,000 | 6,005,000 | 7,820,000 | 5,955,000 |
| Equity capital | 5,222,000 | 5,114,000 | 4,993,000 | 4,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 545,000 | 1,085,000 | 1,593,000 | 2,059,000 |
| Interest expense | 94,000 | 180,000 | 261,000 | 338,000 |
| Net interest income | 451,000 | 905,000 | 1,332,000 | 1,721,000 |
| Noninterest income | 592,000 | 643,000 | 662,000 | 686,000 |
| Noninterest expense | 586,000 | 1,198,000 | 1,741,000 | 2,258,000 |
| Provision for loan losses | 0 | 1,000 | 25,000 | 25,000 |
| Pretax income | 457,000 | 349,000 | 228,000 | 124,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 457,000 | 349,000 | 228,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,171,000 | 5,066,000 | 4,950,000 | 4,841,000 |
| Total capital | 5,616,000 | 5,455,000 | 5,329,000 | 5,196,000 |
| Risk-weighted assets | 35,004,000 | 30,470,000 | 29,865,000 | 28,012,000 |