Call reports 2012
SUMMIT BANK OF KANSAS CITY — 2012
What SUMMIT BANK OF KANSAS CITY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 47,530,000 | 48,445,000 | 50,251,000 | 50,919,000 |
| Total loans | 39,425,000 | 40,817,000 | 40,853,000 | 38,510,000 |
| Allowance for loan losses | 1,351,000 | 1,277,000 | 1,178,000 | 989,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,886,000 | 42,782,000 | 44,332,000 | 45,122,000 |
| Interest-bearing deposits | 36,712,000 | 37,190,000 | 38,777,000 | 40,060,000 |
| Noninterest-bearing deposits | 5,174,000 | 5,592,000 | 5,555,000 | 5,062,000 |
| Equity capital | 4,601,000 | 4,628,000 | 4,847,000 | 4,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 579,000 | 1,159,000 | 1,770,000 | 2,308,000 |
| Interest expense | 116,000 | 225,000 | 333,000 | 435,000 |
| Net interest income | 463,000 | 934,000 | 1,437,000 | 1,873,000 |
| Noninterest income | 99,000 | 194,000 | 515,000 | 604,000 |
| Noninterest expense | 606,000 | 1,144,000 | 1,749,000 | 2,355,000 |
| Provision for loan losses | 21,000 | 22,000 | 22,000 | 23,000 |
| Pretax income | -65,000 | -38,000 | 181,000 | 99,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -65,000 | -38,000 | 181,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,601,000 | 4,628,000 | 4,847,000 | 4,765,000 |
| Total capital | 5,064,000 | 5,105,000 | 5,323,000 | 5,205,000 |
| Risk-weighted assets | 36,170,000 | 37,322,000 | 37,367,000 | 34,688,000 |