Call reports 2011
SUMMIT BANK OF KANSAS CITY — 2011
What SUMMIT BANK OF KANSAS CITY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 54,983,000 | 50,926,000 | 52,600,000 | 49,696,000 |
| Total loans | 43,911,000 | 44,529,000 | 43,232,000 | 40,200,000 |
| Allowance for loan losses | 1,411,000 | 1,490,000 | 1,228,000 | 1,372,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,403,000 | 43,321,000 | 45,510,000 | 42,904,000 |
| Interest-bearing deposits | 41,602,000 | 38,605,000 | 40,163,000 | 37,585,000 |
| Noninterest-bearing deposits | 5,801,000 | 4,716,000 | 5,347,000 | 5,319,000 |
| Equity capital | 5,423,000 | 5,435,000 | 4,936,000 | 4,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 658,000 | 1,340,000 | 1,995,000 | 2,639,000 |
| Interest expense | 187,000 | 361,000 | 512,000 | 650,000 |
| Net interest income | 471,000 | 979,000 | 1,483,000 | 1,989,000 |
| Noninterest income | 187,000 | 482,000 | 600,000 | 668,000 |
| Noninterest expense | 585,000 | 1,250,000 | 1,886,000 | 2,473,000 |
| Provision for loan losses | 207,000 | 333,000 | 818,000 | 1,075,000 |
| Pretax income | -134,000 | -122,000 | -621,000 | -891,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -134,000 | -122,000 | -621,000 | -891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,123,000 | 5,135,000 | 4,936,000 | 4,666,000 |
| Total capital | 5,630,000 | 5,636,000 | 5,429,000 | 5,133,000 |
| Risk-weighted assets | 39,619,000 | 39,130,000 | 38,720,000 | 36,485,000 |