Call reports 2010
SUMMIT BANK OF KANSAS CITY — 2010
What SUMMIT BANK OF KANSAS CITY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 57,696,000 | 59,364,000 | 57,241,000 | 55,740,000 |
| Total loans | 46,435,000 | 45,238,000 | 46,218,000 | 44,555,000 |
| Allowance for loan losses | 823,000 | 849,000 | 865,000 | 1,203,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,748,000 | 51,388,000 | 48,931,000 | 48,037,000 |
| Interest-bearing deposits | 46,393,000 | 47,099,000 | 44,978,000 | 43,105,000 |
| Noninterest-bearing deposits | 3,356,000 | 4,289,000 | 3,953,000 | 4,932,000 |
| Equity capital | 5,767,000 | 5,784,000 | 6,135,000 | 5,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,468,000 | 2,189,000 | 2,920,000 |
| Interest expense | 300,000 | 573,000 | 796,000 | 1,003,000 |
| Net interest income | 443,000 | 895,000 | 1,393,000 | 1,917,000 |
| Noninterest income | 354,000 | 518,000 | 1,023,000 | 858,000 |
| Noninterest expense | 539,000 | 1,113,000 | 1,666,000 | 2,187,000 |
| Provision for loan losses | 368,000 | 393,000 | 492,000 | 908,000 |
| Pretax income | -110,000 | -93,000 | 258,000 | -320,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -110,000 | -93,000 | 258,000 | -320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,467,000 | 5,484,000 | 5,835,000 | 5,257,000 |
| Total capital | 6,000,000 | 6,010,000 | 6,367,000 | 5,760,000 |
| Risk-weighted assets | 42,341,000 | 41,787,000 | 42,241,000 | 39,508,000 |