Call reports 2009
SUMMIT BANK OF KANSAS CITY — 2009
What SUMMIT BANK OF KANSAS CITY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 58,181,000 | 61,241,000 | 58,671,000 | 60,979,000 |
| Total loans | 49,025,000 | 46,191,000 | 47,121,000 | 48,871,000 |
| Allowance for loan losses | 780,000 | 711,000 | 743,000 | 731,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,907,000 | 45,813,000 | 44,792,000 | 48,709,000 |
| Interest-bearing deposits | 39,705,000 | 42,911,000 | 41,640,000 | 45,508,000 |
| Noninterest-bearing deposits | 3,202,000 | 2,902,000 | 3,152,000 | 3,201,000 |
| Equity capital | 6,801,000 | 6,911,000 | 5,909,000 | 5,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,478,000 | 2,218,000 | 2,984,000 |
| Interest expense | 353,000 | 733,000 | 1,096,000 | 1,436,000 |
| Net interest income | 354,000 | 745,000 | 1,122,000 | 1,548,000 |
| Noninterest income | 85,000 | 388,000 | 562,000 | 852,000 |
| Noninterest expense | 492,000 | 997,000 | 1,504,000 | 2,075,000 |
| Provision for loan losses | 71,000 | 71,000 | 134,000 | 311,000 |
| Pretax income | -124,000 | 65,000 | 46,000 | 14,000 |
| Income tax | -38,000 | 41,000 | 1,024,000 | 1,024,000 |
| Net income | -86,000 | 24,000 | -978,000 | -1,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,439,000 | 5,628,000 | 5,609,000 | 5,577,000 |
| Total capital | 5,993,000 | 6,204,000 | 6,172,000 | 6,137,000 |
| Risk-weighted assets | 44,099,000 | 45,945,000 | 44,850,000 | 44,592,000 |