Call reports 2005
SUMMIT BANK OF KANSAS CITY — 2005
What SUMMIT BANK OF KANSAS CITY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q4 |
|---|---|
| Total assets | 9,153,000 |
| Total loans | 644,000 |
| Allowance for loan losses | 10,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 731,000 |
| Interest-bearing deposits | 577,000 |
| Noninterest-bearing deposits | 154,000 |
| Equity capital | 7,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q4 |
|---|---|
| Interest income | 40,000 |
| Interest expense | 1,000 |
| Net interest income | 39,000 |
| Noninterest income | 39,000 |
| Noninterest expense | 550,000 |
| Provision for loan losses | 10,000 |
| Pretax income | -482,000 |
| Income tax | -163,000 |
| Net income | -319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q4 |
|---|---|
| Tier 1 capital | 7,518,000 |
| Total capital | 7,528,000 |
| Risk-weighted assets | 2,775,000 |