Call report 2013Q2
MERIT BANK — 2013Q2
The 22 measures MERIT BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 69,735,000 | USD | evidence → |
| Total loans | 55,738,000 | USD | evidence → |
| Allowance for loan losses | 876,000 | USD | evidence → |
| Securities available for sale | 3,612,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,893,000 | USD | evidence → |
| Interest-bearing deposits | 54,427,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,466,000 | USD | evidence → |
| Equity capital | 6,930,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,760,000 | USD | evidence → |
| Interest expense | 327,000 | USD | evidence → |
| Net interest income | 1,433,000 | USD | evidence → |
| Noninterest income | 467,000 | USD | evidence → |
| Noninterest expense | 1,328,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 472,000 | USD | evidence → |
| Income tax | 180,000 | USD | evidence → |
| Net income | 292,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,496,000 | USD | evidence → |
| Total capital | 7,248,000 | USD | evidence → |
| Risk-weighted assets | 56,954,000 | USD | evidence → |