Call report 2009Q4
MERIT BANK — 2009Q4
The 22 measures MERIT BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 46,322,000 | USD | evidence → |
| Total loans | 42,358,000 | USD | evidence → |
| Allowance for loan losses | 490,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,027,000 | USD | evidence → |
| Interest-bearing deposits | 35,401,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,626,000 | USD | evidence → |
| Equity capital | 4,422,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,093,000 | USD | evidence → |
| Interest expense | 829,000 | USD | evidence → |
| Net interest income | 1,264,000 | USD | evidence → |
| Noninterest income | 46,000 | USD | evidence → |
| Noninterest expense | 1,004,000 | USD | evidence → |
| Provision for loan losses | 195,000 | USD | evidence → |
| Pretax income | 111,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 110,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,797,000 | USD | evidence → |
| Total capital | 4,199,000 | USD | evidence → |
| Risk-weighted assets | 32,091,000 | USD | evidence → |