Call report 2009Q2
MERIT BANK — 2009Q2
The 22 measures MERIT BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,458,000 | USD | evidence → |
| Total loans | 33,875,000 | USD | evidence → |
| Allowance for loan losses | 353,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,713,000 | USD | evidence → |
| Interest-bearing deposits | 29,374,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,339,000 | USD | evidence → |
| Equity capital | 3,834,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 881,000 | USD | evidence → |
| Interest expense | 390,000 | USD | evidence → |
| Net interest income | 491,000 | USD | evidence → |
| Noninterest income | 22,000 | USD | evidence → |
| Noninterest expense | 467,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | -14,000 | USD | evidence → |
| Income tax | -36,000 | USD | evidence → |
| Net income | 22,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,202,000 | USD | evidence → |
| Total capital | 3,534,000 | USD | evidence → |
| Risk-weighted assets | 26,691,000 | USD | evidence → |