Call report 2008Q4
MERIT BANK — 2008Q4
The 22 measures MERIT BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,266,000 | USD | evidence → |
| Total loans | 19,526,000 | USD | evidence → |
| Allowance for loan losses | 293,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 20,670,000 | USD | evidence → |
| Interest-bearing deposits | 18,149,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,521,000 | USD | evidence → |
| Equity capital | 3,086,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 953,000 | USD | evidence → |
| Interest expense | 369,000 | USD | evidence → |
| Net interest income | 584,000 | USD | evidence → |
| Noninterest income | 26,000 | USD | evidence → |
| Noninterest expense | 619,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | -249,000 | USD | evidence → |
| Income tax | -32,000 | USD | evidence → |
| Net income | -224,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,447,000 | USD | evidence → |
| Total capital | 2,693,000 | USD | evidence → |
| Risk-weighted assets | 19,028,000 | USD | evidence → |