Call report 2006Q3
MERIT BANK — 2006Q3
The 22 measures MERIT BANK reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,354,000 | USD | evidence → |
| Total loans | 3,536,000 | USD | evidence → |
| Allowance for loan losses | 58,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,288,000 | USD | evidence → |
| Interest-bearing deposits | 3,542,000 | USD | evidence → |
| Noninterest-bearing deposits | 745,000 | USD | evidence → |
| Equity capital | 1,026,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 242,000 | USD | evidence → |
| Interest expense | 47,000 | USD | evidence → |
| Net interest income | 195,000 | USD | evidence → |
| Noninterest income | 13,000 | USD | evidence → |
| Noninterest expense | 137,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 71,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 51,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 815,000 | USD | evidence → |
| Total capital | 859,000 | USD | evidence → |
| Risk-weighted assets | 3,752,000 | USD | evidence → |