Call report 2006Q1
MERIT BANK — 2006Q1
The 22 measures MERIT BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,832,000 | USD | evidence → |
| Total loans | 3,699,000 | USD | evidence → |
| Allowance for loan losses | 60,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,782,000 | USD | evidence → |
| Interest-bearing deposits | 3,899,000 | USD | evidence → |
| Noninterest-bearing deposits | 883,000 | USD | evidence → |
| Equity capital | 994,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 80,000 | USD | evidence → |
| Interest expense | 15,000 | USD | evidence → |
| Net interest income | 65,000 | USD | evidence → |
| Noninterest income | 5,000 | USD | evidence → |
| Noninterest expense | 44,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 26,000 | USD | evidence → |
| Income tax | 8,000 | USD | evidence → |
| Net income | 18,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 778,000 | USD | evidence → |
| Total capital | 824,000 | USD | evidence → |
| Risk-weighted assets | 3,915,000 | USD | evidence → |