Call report 2005Q3
MERIT BANK — 2005Q3
The 22 measures MERIT BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,572,000 | USD | evidence → |
| Total loans | 4,270,000 | USD | evidence → |
| Allowance for loan losses | 62,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,572,000 | USD | evidence → |
| Interest-bearing deposits | 3,753,000 | USD | evidence → |
| Noninterest-bearing deposits | 819,000 | USD | evidence → |
| Equity capital | 958,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 148,000 | USD | evidence → |
| Interest expense | 25,000 | USD | evidence → |
| Net interest income | 123,000 | USD | evidence → |
| Noninterest income | 8,000 | USD | evidence → |
| Noninterest expense | 81,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 50,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 30,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 742,000 | USD | evidence → |
| Total capital | 795,000 | USD | evidence → |
| Risk-weighted assets | 4,318,000 | USD | evidence → |