Call report 2001Q1
MERIT BANK — 2001Q1
The 22 measures MERIT BANK reported to the FFIEC for 2001Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,060,000 | USD | evidence → |
| Total loans | 4,258,000 | USD | evidence → |
| Allowance for loan losses | 81,000 | USD | evidence → |
| Securities available for sale | 909,000 | USD | evidence → |
| Securities held to maturity | 66,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,410,000 | USD | evidence → |
| Interest-bearing deposits | 4,582,000 | USD | evidence → |
| Noninterest-bearing deposits | 828,000 | USD | evidence → |
| Equity capital | 578,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 114,000 | USD | evidence → |
| Interest expense | 45,000 | USD | evidence → |
| Net interest income | 69,000 | USD | evidence → |
| Noninterest income | 6,000 | USD | evidence → |
| Noninterest expense | 36,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 38,000 | USD | evidence → |
| Income tax | 14,000 | USD | evidence → |
| Net income | 24,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 578,000 | USD | evidence → |
| Total capital | 626,000 | USD | evidence → |
| Risk-weighted assets | 3,783,000 | USD | evidence → |