Call reports 2018
BLACKRIDGEBANK — 2018
What BLACKRIDGEBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 451,661,000 | 462,346,000 | 466,627,000 | 483,106,000 |
| Total loans | 376,155,000 | 380,338,000 | 377,693,000 | 390,906,000 |
| Allowance for loan losses | 5,039,000 | 5,048,000 | 5,049,000 | 5,212,000 |
| Securities available for sale | 32,272,000 | 33,248,000 | 32,391,000 | 36,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,623,000 | 408,032,000 | 411,731,000 | 427,491,000 |
| Interest-bearing deposits | 300,804,000 | 313,333,000 | 316,671,000 | 324,754,000 |
| Noninterest-bearing deposits | 88,819,000 | 94,699,000 | 95,060,000 | 102,737,000 |
| Equity capital | 51,905,000 | 52,401,000 | 52,861,000 | 53,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,878,000 | 10,073,000 | 15,328,000 | 20,809,000 |
| Interest expense | 625,000 | 1,349,000 | 2,166,000 | 3,125,000 |
| Net interest income | 4,253,000 | 8,724,000 | 13,162,000 | 17,684,000 |
| Noninterest income | 1,324,000 | 2,898,000 | 4,424,000 | 5,936,000 |
| Noninterest expense | 4,560,000 | 9,093,000 | 13,666,000 | 18,299,000 |
| Provision for loan losses | 135,000 | 270,000 | 270,000 | 405,000 |
| Pretax income | 882,000 | 2,259,000 | 3,650,000 | 4,916,000 |
| Income tax | 231,000 | 591,000 | 954,000 | 1,323,000 |
| Net income | 651,000 | 1,668,000 | 2,696,000 | 3,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,056,000 | 36,583,000 | 37,122,000 | 37,529,000 |
| Total capital | 40,531,000 | 41,145,000 | 41,635,000 | 42,238,000 |
| Risk-weighted assets | 357,451,000 | 364,523,000 | 360,529,000 | 376,288,000 |