Call reports 2017
BLACKRIDGEBANK — 2017
What BLACKRIDGEBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 433,436,000 | 446,253,000 | 453,482,000 | 446,870,000 |
| Total loans | 349,825,000 | 361,204,000 | 369,276,000 | 365,303,000 |
| Allowance for loan losses | 4,681,000 | 4,772,000 | 4,860,000 | 4,910,000 |
| Securities available for sale | 36,549,000 | 33,959,000 | 33,019,000 | 33,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,377,000 | 391,863,000 | 398,782,000 | 392,688,000 |
| Interest-bearing deposits | 293,942,000 | 300,322,000 | 297,841,000 | 300,035,000 |
| Noninterest-bearing deposits | 85,435,000 | 91,541,000 | 100,941,000 | 92,653,000 |
| Equity capital | 51,058,000 | 51,463,000 | 51,829,000 | 51,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,486,000 | 9,311,000 | 14,225,000 | 19,254,000 |
| Interest expense | 489,000 | 1,012,000 | 1,569,000 | 2,145,000 |
| Net interest income | 3,997,000 | 8,299,000 | 12,656,000 | 17,109,000 |
| Noninterest income | 1,510,000 | 3,069,000 | 4,576,000 | 6,191,000 |
| Noninterest expense | 4,389,000 | 8,722,000 | 13,080,000 | 17,600,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 998,000 | 2,406,000 | 3,792,000 | 5,220,000 |
| Income tax | 391,000 | 947,000 | 1,491,000 | 2,343,000 |
| Net income | 607,000 | 1,459,000 | 2,301,000 | 2,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,100,000 | 35,462,000 | 35,812,000 | 35,896,000 |
| Total capital | 39,260,000 | 39,721,000 | 40,188,000 | 40,234,000 |
| Risk-weighted assets | 332,392,000 | 340,270,000 | 349,605,000 | 346,471,000 |