Call reports 2026
FIRST NATIONAL BANK OF SAINT IGNACE, THE — 2026
What FIRST NATIONAL BANK OF SAINT IGNACE, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 334,449,000 | 335,817,000 |
| Total loans | 110,823,000 | 111,981,000 |
| Allowance for loan losses | 863,000 | 861,000 |
| Securities available for sale | 167,368,000 | 165,792,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 315,028,000 | 316,268,000 |
| Interest-bearing deposits | 236,635,000 | 229,967,000 |
| Noninterest-bearing deposits | 78,393,000 | 86,301,000 |
| Equity capital | 17,764,000 | 17,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,192,000 | 6,357,000 |
| Interest expense | 849,000 | 1,686,000 |
| Net interest income | 2,343,000 | 4,671,000 |
| Noninterest income | 296,000 | 609,000 |
| Noninterest expense | 1,971,000 | 3,958,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 668,000 | 1,322,000 |
| Income tax | 130,000 | 256,000 |
| Net income | 538,000 | 1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 25,268,000 | 25,676,000 |
| Total capital | 26,131,000 | 26,536,000 |
| Risk-weighted assets | 157,591,000 | 158,585,000 |