Call reports 2022
FIRST NATIONAL BANK OF SAINT IGNACE, THE — 2022
What FIRST NATIONAL BANK OF SAINT IGNACE, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 356,116,000 | 346,980,000 | 377,578,000 | 341,019,000 |
| Total loans | 83,858,000 | 81,390,000 | 81,816,000 | 81,627,000 |
| Allowance for loan losses | 890,000 | 900,000 | 925,000 | 937,000 |
| Securities available for sale | 222,712,000 | 213,216,000 | 227,599,000 | 226,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,020,000 | 333,616,000 | 368,017,000 | 332,104,000 |
| Interest-bearing deposits | 257,630,000 | 250,457,000 | 254,846,000 | 241,354,000 |
| Noninterest-bearing deposits | 79,390,000 | 83,159,000 | 113,171,000 | 90,750,000 |
| Equity capital | 11,596,000 | 5,674,000 | 1,953,000 | 3,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,725,000 | 5,845,000 | 8,109,000 |
| Interest expense | 178,000 | 394,000 | 655,000 | 954,000 |
| Net interest income | 1,669,000 | 3,331,000 | 5,190,000 | 7,155,000 |
| Noninterest income | 248,000 | 542,000 | 896,000 | 1,398,000 |
| Noninterest expense | 1,619,000 | 3,304,000 | 5,020,000 | 6,912,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 311,000 | 567,000 | 1,049,000 | 1,609,000 |
| Income tax | 37,000 | 72,000 | 150,000 | 269,000 |
| Net income | 274,000 | 495,000 | 899,000 | 1,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,469,000 | 20,498,000 | 20,702,000 | 20,839,000 |
| Total capital | 21,359,000 | 21,398,000 | 21,627,000 | 21,776,000 |
| Risk-weighted assets | 153,934,000 | 152,145,000 | 159,178,000 | 153,439,000 |