Call reports 2017
FIRST NATIONAL BANK OF SAINT IGNACE, THE — 2017
What FIRST NATIONAL BANK OF SAINT IGNACE, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 266,641,000 | 263,743,000 | 287,383,000 | 267,528,000 |
| Total loans | 79,672,000 | 86,534,000 | 81,643,000 | 84,003,000 |
| Allowance for loan losses | 1,135,000 | 1,150,000 | 1,167,000 | 1,044,000 |
| Securities available for sale | 151,026,000 | 144,128,000 | 143,313,000 | 151,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,049,000 | 231,161,000 | 254,906,000 | 238,578,000 |
| Interest-bearing deposits | 194,283,000 | 186,251,000 | 199,151,000 | 191,292,000 |
| Noninterest-bearing deposits | 40,766,000 | 44,910,000 | 55,755,000 | 47,286,000 |
| Equity capital | 18,962,000 | 19,927,000 | 19,892,000 | 20,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,901,000 | 3,906,000 | 5,899,000 | 7,893,000 |
| Interest expense | 312,000 | 636,000 | 965,000 | 1,306,000 |
| Net interest income | 1,589,000 | 3,270,000 | 4,934,000 | 6,587,000 |
| Noninterest income | 259,000 | 561,000 | 870,000 | 1,198,000 |
| Noninterest expense | 1,527,000 | 3,099,000 | 4,738,000 | 6,994,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | -95,000 |
| Pretax income | 306,000 | 695,000 | 1,053,000 | 938,000 |
| Income tax | 6,000 | 44,000 | 69,000 | 1,062,000 |
| Net income | 300,000 | 651,000 | 984,000 | -124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,642,000 | 20,595,000 | 20,979,000 | 19,619,000 |
| Total capital | 21,777,000 | 21,745,000 | 22,146,000 | 20,663,000 |
| Risk-weighted assets | 134,259,000 | 134,094,000 | 136,005,000 | 131,735,000 |