Call reports 2001
FIRST NATIONAL BANK OF SAINT IGNACE, THE — 2001
What FIRST NATIONAL BANK OF SAINT IGNACE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 155,993,000 | 159,796,000 | 177,232,000 | 167,141,000 |
| Total loans | 95,510,000 | 96,501,000 | 97,062,000 | 97,381,000 |
| Allowance for loan losses | 1,019,000 | 1,043,000 | 1,085,000 | 786,000 |
| Securities available for sale | 48,459,000 | 45,810,000 | 51,898,000 | 55,297,000 |
| Securities held to maturity | 541,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,643,000 | 140,138,000 | 156,766,000 | 146,712,000 |
| Interest-bearing deposits | 120,406,000 | 119,545,000 | 132,963,000 | 126,056,000 |
| Noninterest-bearing deposits | 16,237,000 | 20,593,000 | 23,803,000 | 20,656,000 |
| Equity capital | 16,692,000 | 17,233,000 | 18,002,000 | 17,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,984,000 | 5,902,000 | 8,854,000 | 11,734,000 |
| Interest expense | 1,397,000 | 2,616,000 | 3,801,000 | 4,752,000 |
| Net interest income | 1,587,000 | 3,286,000 | 5,053,000 | 6,982,000 |
| Noninterest income | 106,000 | 260,000 | 495,000 | 701,000 |
| Noninterest expense | 927,000 | 1,890,000 | 3,009,000 | 4,044,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 740,000 | 1,606,000 | 2,459,000 | 3,529,000 |
| Income tax | 200,000 | 447,000 | 685,000 | 1,007,000 |
| Net income | 540,000 | 1,159,000 | 1,774,000 | 2,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,033,000 | 16,472,000 | 16,907,000 | 17,095,000 |
| Total capital | 17,052,000 | 17,515,000 | 17,992,000 | 17,881,000 |
| Risk-weighted assets | 118,732,000 | 124,744,000 | 128,589,000 | 126,708,000 |