Call reports 2014
BLENCOE STATE BANK — 2014
What BLENCOE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 46,500,000 | 44,140,000 | 45,389,000 | 44,391,000 |
| Total loans | 19,102,000 | 20,192,000 | 21,029,000 | 23,084,000 |
| Allowance for loan losses | 262,000 | 259,000 | 266,000 | 289,000 |
| Securities available for sale | 13,737,000 | 15,640,000 | 12,823,000 | 12,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,539,000 | 37,956,000 | 41,181,000 | 36,042,000 |
| Interest-bearing deposits | 30,338,000 | 25,547,000 | 30,250,000 | 24,032,000 |
| Noninterest-bearing deposits | 12,201,000 | 12,409,000 | 10,931,000 | 12,010,000 |
| Equity capital | 3,793,000 | 3,910,000 | 3,998,000 | 3,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 327,000 | 673,000 | 1,030,000 | 1,391,000 |
| Interest expense | 27,000 | 53,000 | 79,000 | 104,000 |
| Net interest income | 300,000 | 620,000 | 951,000 | 1,287,000 |
| Noninterest income | 48,000 | 90,000 | 138,000 | 206,000 |
| Noninterest expense | 257,000 | 503,000 | 744,000 | 1,022,000 |
| Provision for loan losses | 8,000 | 17,000 | 28,000 | 85,000 |
| Pretax income | 83,000 | 190,000 | 307,000 | 376,000 |
| Income tax | 22,000 | 51,000 | 87,000 | 107,000 |
| Net income | 61,000 | 139,000 | 220,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,822,000 | 3,899,000 | 3,980,000 | 3,975,000 |
| Total capital | 4,083,000 | 4,158,000 | 4,247,000 | 4,264,000 |
| Risk-weighted assets | 29,131,000 | 22,900,000 | 25,675,000 | 25,359,000 |