Call reports 2013
BLENCOE STATE BANK — 2013
What BLENCOE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 43,283,000 | 36,946,000 | 39,396,000 | 39,678,000 |
| Total loans | 17,874,000 | 19,265,000 | 19,733,000 | 22,508,000 |
| Allowance for loan losses | 274,000 | 258,000 | 249,000 | 253,000 |
| Securities available for sale | 12,970,000 | 12,660,000 | 12,135,000 | 11,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,205,000 | 33,133,000 | 35,457,000 | 33,650,000 |
| Interest-bearing deposits | 28,076,000 | 24,386,000 | 27,684,000 | 22,484,000 |
| Noninterest-bearing deposits | 11,129,000 | 8,747,000 | 7,773,000 | 11,166,000 |
| Equity capital | 3,784,000 | 3,667,000 | 3,781,000 | 3,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 663,000 | 997,000 | 1,349,000 |
| Interest expense | 29,000 | 58,000 | 85,000 | 116,000 |
| Net interest income | 293,000 | 605,000 | 912,000 | 1,233,000 |
| Noninterest income | 49,000 | 89,000 | 143,000 | 202,000 |
| Noninterest expense | 246,000 | 504,000 | 760,000 | 1,019,000 |
| Provision for loan losses | 1,000 | 5,000 | 10,000 | 15,000 |
| Pretax income | 95,000 | 185,000 | 320,000 | 436,000 |
| Income tax | 20,000 | 47,000 | 86,000 | 120,000 |
| Net income | 75,000 | 138,000 | 234,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,651,000 | 3,715,000 | 3,811,000 | 3,761,000 |
| Total capital | 3,925,000 | 3,973,000 | 4,061,000 | 4,014,000 |
| Risk-weighted assets | 26,700,000 | 21,786,000 | 23,674,000 | 24,803,000 |