Call reports 2012
BLENCOE STATE BANK — 2012
What BLENCOE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,808,000 | 34,021,000 | 38,098,000 | 37,424,000 |
| Total loans | 16,218,000 | 17,566,000 | 18,915,000 | 21,110,000 |
| Allowance for loan losses | 291,000 | 289,000 | 290,000 | 299,000 |
| Securities available for sale | 11,201,000 | 11,294,000 | 10,864,000 | 10,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,819,000 | 29,971,000 | 33,909,000 | 33,166,000 |
| Interest-bearing deposits | 24,843,000 | 22,548,000 | 26,622,000 | 22,365,000 |
| Noninterest-bearing deposits | 9,976,000 | 7,423,000 | 7,287,000 | 10,801,000 |
| Equity capital | 3,708,000 | 3,746,000 | 3,841,000 | 3,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 639,000 | 973,000 | 1,325,000 |
| Interest expense | 46,000 | 90,000 | 123,000 | 157,000 |
| Net interest income | 273,000 | 549,000 | 850,000 | 1,168,000 |
| Noninterest income | 42,000 | 98,000 | 155,000 | 209,000 |
| Noninterest expense | 255,000 | 501,000 | 742,000 | 982,000 |
| Provision for loan losses | 6,000 | 8,000 | 9,000 | 11,000 |
| Pretax income | 54,000 | 168,000 | 284,000 | 414,000 |
| Income tax | 14,000 | 29,000 | 67,000 | 108,000 |
| Net income | 40,000 | 139,000 | 217,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,482,000 | 3,581,000 | 3,659,000 | 3,577,000 |
| Total capital | 3,773,000 | 3,870,000 | 3,949,000 | 3,876,000 |
| Risk-weighted assets | 25,018,000 | 20,613,000 | 23,596,000 | 23,266,000 |