Call reports 2010
BLENCOE STATE BANK — 2010
What BLENCOE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 33,144,000 | 30,294,000 | 34,016,000 | 32,480,000 |
| Total loans | 16,537,000 | 17,060,000 | 16,722,000 | 18,984,000 |
| Allowance for loan losses | 249,000 | 243,000 | 250,000 | 256,000 |
| Securities available for sale | 10,899,000 | 10,920,000 | 11,031,000 | 11,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,540,000 | 26,306,000 | 30,049,000 | 25,973,000 |
| Interest-bearing deposits | 23,170,000 | 20,503,000 | 23,642,000 | 19,054,000 |
| Noninterest-bearing deposits | 6,370,000 | 5,803,000 | 6,407,000 | 6,919,000 |
| Equity capital | 3,411,000 | 3,518,000 | 3,653,000 | 3,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 677,000 | 1,030,000 | 1,377,000 |
| Interest expense | 73,000 | 144,000 | 212,000 | 281,000 |
| Net interest income | 264,000 | 533,000 | 818,000 | 1,096,000 |
| Noninterest income | 41,000 | 92,000 | 144,000 | 193,000 |
| Noninterest expense | 202,000 | 408,000 | 632,000 | 865,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 42,000 |
| Pretax income | 91,000 | 196,000 | 303,000 | 391,000 |
| Income tax | 25,000 | 55,000 | 84,000 | 112,000 |
| Net income | 66,000 | 141,000 | 219,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,329,000 | 3,404,000 | 3,482,000 | 3,308,000 |
| Total capital | 3,578,000 | 3,635,000 | 3,732,000 | 3,564,000 |
| Risk-weighted assets | 20,304,000 | 18,430,000 | 20,821,000 | 20,480,000 |