Call reports 2009
BLENCOE STATE BANK — 2009
What BLENCOE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 29,333,000 | 27,853,000 | 30,394,000 | 29,728,000 |
| Total loans | 16,334,000 | 16,415,000 | 17,184,000 | 18,065,000 |
| Allowance for loan losses | 237,000 | 202,000 | 213,000 | 236,000 |
| Securities available for sale | 9,040,000 | 8,665,000 | 9,133,000 | 9,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,821,000 | 24,262,000 | 26,660,000 | 25,079,000 |
| Interest-bearing deposits | 20,829,000 | 18,998,000 | 22,235,000 | 18,674,000 |
| Noninterest-bearing deposits | 4,992,000 | 5,264,000 | 4,425,000 | 6,405,000 |
| Equity capital | 3,306,000 | 3,394,000 | 3,520,000 | 3,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 686,000 | 1,040,000 | 1,390,000 |
| Interest expense | 82,000 | 162,000 | 241,000 | 317,000 |
| Net interest income | 274,000 | 524,000 | 799,000 | 1,073,000 |
| Noninterest income | 52,000 | 101,000 | 151,000 | 203,000 |
| Noninterest expense | 190,000 | 407,000 | 629,000 | 823,000 |
| Provision for loan losses | 11,000 | 29,000 | 50,000 | 77,000 |
| Pretax income | 125,000 | 189,000 | 271,000 | 376,000 |
| Income tax | 41,000 | 63,000 | 80,000 | 115,000 |
| Net income | 84,000 | 126,000 | 191,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,301,000 | 3,354,000 | 3,418,000 | 3,263,000 |
| Total capital | 3,538,000 | 3,556,000 | 3,631,000 | 3,500,000 |
| Risk-weighted assets | 18,194,000 | 18,149,000 | 19,459,000 | 19,123,000 |