Call reports 2008
BLENCOE STATE BANK — 2008
What BLENCOE STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 30,590,000 | 26,194,000 | 30,020,000 | 28,374,000 |
| Total loans | 13,885,000 | 14,626,000 | 15,897,000 | 17,131,000 |
| Allowance for loan losses | 222,000 | 224,000 | 227,000 | 225,000 |
| Securities available for sale | 9,712,000 | 9,766,000 | 9,900,000 | 8,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,725,000 | 23,117,000 | 27,183,000 | 24,881,000 |
| Interest-bearing deposits | 22,211,000 | 18,876,000 | 23,277,000 | 18,536,000 |
| Noninterest-bearing deposits | 5,514,000 | 4,241,000 | 3,906,000 | 6,345,000 |
| Equity capital | 2,569,000 | 2,521,000 | 2,638,000 | 3,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 765,000 | 1,148,000 | 1,538,000 |
| Interest expense | 138,000 | 258,000 | 372,000 | 480,000 |
| Net interest income | 247,000 | 507,000 | 776,000 | 1,058,000 |
| Noninterest income | 51,000 | 100,000 | 155,000 | 207,000 |
| Noninterest expense | 188,000 | 376,000 | 553,000 | 776,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 23,000 |
| Pretax income | 105,000 | 221,000 | 363,000 | 466,000 |
| Income tax | 35,000 | 77,000 | 123,000 | 167,000 |
| Net income | 70,000 | 144,000 | 240,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,478,000 | 2,551,000 | 2,647,000 | 3,227,000 |
| Total capital | 2,698,000 | 2,746,000 | 2,874,000 | 3,452,000 |
| Risk-weighted assets | 19,451,000 | 15,610,000 | 18,759,000 | 18,687,000 |