Call reports 2007
BLENCOE STATE BANK — 2007
What BLENCOE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 25,970,000 | 22,531,000 | 26,293,000 | 26,213,000 |
| Total loans | 14,305,000 | 14,857,000 | 16,560,000 | 15,966,000 |
| Allowance for loan losses | 237,000 | 244,000 | 231,000 | 233,000 |
| Securities available for sale | 4,947,000 | 6,351,000 | 7,924,000 | 6,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,456,000 | 19,998,000 | 23,520,000 | 23,488,000 |
| Interest-bearing deposits | 19,219,000 | 16,789,000 | 20,509,000 | 17,560,000 |
| Noninterest-bearing deposits | 4,237,000 | 3,209,000 | 3,011,000 | 5,928,000 |
| Equity capital | 2,298,000 | 2,326,000 | 2,448,000 | 2,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 764,000 | 1,170,000 | 1,605,000 |
| Interest expense | 141,000 | 295,000 | 458,000 | 631,000 |
| Net interest income | 228,000 | 469,000 | 712,000 | 974,000 |
| Noninterest income | 43,000 | 91,000 | 150,000 | 200,000 |
| Noninterest expense | 187,000 | 379,000 | 562,000 | 770,000 |
| Provision for loan losses | 8,000 | 13,000 | 18,000 | 20,000 |
| Pretax income | 76,000 | 168,000 | 282,000 | 384,000 |
| Income tax | 24,000 | 58,000 | 100,000 | 129,000 |
| Net income | 52,000 | 110,000 | 182,000 | 255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,315,000 | 2,373,000 | 2,445,000 | 2,407,000 |
| Total capital | 2,549,000 | 2,559,000 | 2,656,000 | 2,629,000 |
| Risk-weighted assets | 18,712,000 | 14,875,000 | 16,869,000 | 17,721,000 |