Call reports 2004
BLENCOE STATE BANK — 2004
What BLENCOE STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 21,599,000 | 21,382,000 | 21,299,000 | 21,136,000 |
| Total loans | 13,032,000 | 13,995,000 | 14,459,000 | 14,735,000 |
| Allowance for loan losses | 197,000 | 202,000 | 209,000 | 208,000 |
| Securities available for sale | 7,009,000 | 6,215,000 | 5,487,000 | 5,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,997,000 | 17,926,000 | 17,144,000 | 18,531,000 |
| Interest-bearing deposits | 11,201,000 | 13,745,000 | 13,755,000 | 14,326,000 |
| Noninterest-bearing deposits | 7,796,000 | 4,181,000 | 3,389,000 | 4,205,000 |
| Equity capital | 2,081,000 | 2,040,000 | 2,119,000 | 2,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 540,000 | 824,000 | 1,105,000 |
| Interest expense | 63,000 | 121,000 | 179,000 | 242,000 |
| Net interest income | 199,000 | 419,000 | 645,000 | 863,000 |
| Noninterest income | 31,000 | 62,000 | 100,000 | 137,000 |
| Noninterest expense | 179,000 | 350,000 | 518,000 | 701,000 |
| Provision for loan losses | 5,000 | 10,000 | 16,000 | 19,000 |
| Pretax income | 46,000 | 121,000 | 212,000 | 281,000 |
| Income tax | 6,000 | 29,000 | 64,000 | 86,000 |
| Net income | 40,000 | 92,000 | 148,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,061,000 | 2,040,000 | 2,118,000 | 2,037,000 |
| Total capital | 2,249,000 | 2,237,000 | 2,318,000 | 2,234,000 |
| Risk-weighted assets | 15,048,000 | 15,733,000 | 16,002,000 | 15,775,000 |