Call reports 2002
BLENCOE STATE BANK — 2002
What BLENCOE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 18,420,000 | 18,452,000 | 18,699,000 | 19,972,000 |
| Total loans | 10,691,000 | 11,662,000 | 12,007,000 | 12,508,000 |
| Allowance for loan losses | 142,000 | 143,000 | 142,000 | 151,000 |
| Securities available for sale | 0 | 0 | 0 | 5,220,000 |
| Securities held to maturity | 5,420,000 | 5,518,000 | 5,383,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,480,000 | 16,074,000 | 16,338,000 | 17,792,000 |
| Interest-bearing deposits | 13,029,000 | 13,453,000 | 13,828,000 | 13,676,000 |
| Noninterest-bearing deposits | 3,451,000 | 2,621,000 | 2,510,000 | 4,116,000 |
| Equity capital | 1,805,000 | 1,844,000 | 1,887,000 | 1,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 269,000 | 540,000 | 825,000 | 1,114,000 |
| Interest expense | 91,000 | 178,000 | 266,000 | 349,000 |
| Net interest income | 178,000 | 362,000 | 559,000 | 765,000 |
| Noninterest income | 23,000 | 48,000 | 82,000 | 106,000 |
| Noninterest expense | 163,000 | 320,000 | 479,000 | 662,000 |
| Provision for loan losses | 6,000 | 12,000 | 23,000 | 33,000 |
| Pretax income | 32,000 | 78,000 | 139,000 | 212,000 |
| Income tax | 9,000 | 16,000 | 34,000 | 47,000 |
| Net income | 23,000 | 62,000 | 105,000 | 165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,805,000 | 1,844,000 | 1,887,000 | 1,867,000 |
| Total capital | 1,947,000 | 1,987,000 | 2,029,000 | 2,018,000 |
| Risk-weighted assets | 13,406,000 | 14,393,000 | 14,473,000 | 14,871,000 |