Call reports 2001
BLENCOE STATE BANK — 2001
What BLENCOE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,932,000 | 17,526,000 | 17,417,000 | 18,714,000 |
| Total loans | 10,000,000 | 10,995,000 | 10,840,000 | 11,992,000 |
| Allowance for loan losses | 193,000 | 192,000 | 185,000 | 151,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,301,000 | 5,781,000 | 5,487,000 | 5,070,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,986,000 | 14,915,000 | 15,102,000 | 16,462,000 |
| Interest-bearing deposits | 13,579,000 | 12,790,000 | 12,481,000 | 12,846,000 |
| Noninterest-bearing deposits | 2,407,000 | 2,125,000 | 2,621,000 | 3,616,000 |
| Equity capital | 1,773,000 | 1,830,000 | 1,876,000 | 1,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 664,000 | 992,000 | 1,286,000 |
| Interest expense | 143,000 | 277,000 | 402,000 | 509,000 |
| Net interest income | 190,000 | 387,000 | 590,000 | 777,000 |
| Noninterest income | 22,000 | 47,000 | 70,000 | 94,000 |
| Noninterest expense | 146,000 | 291,000 | 449,000 | 620,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 8,000 |
| Pretax income | 66,000 | 143,000 | 209,000 | 243,000 |
| Income tax | 18,000 | 38,000 | 58,000 | 84,000 |
| Net income | 48,000 | 105,000 | 151,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,773,000 | 1,830,000 | 1,876,000 | 1,782,000 |
| Total capital | 1,935,000 | 2,000,000 | 2,046,000 | 1,933,000 |
| Risk-weighted assets | 12,958,000 | 13,600,000 | 13,565,000 | 14,413,000 |