Call reports 2026
CROSSROADS BANK — 2026
What CROSSROADS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 381,174,000 | 380,663,000 |
| Total loans | 210,658,000 | 212,796,000 |
| Allowance for loan losses | 2,435,000 | 2,468,000 |
| Securities available for sale | 140,771,000 | 136,006,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 347,118,000 | 345,437,000 |
| Interest-bearing deposits | 281,309,000 | 274,747,000 |
| Noninterest-bearing deposits | 65,809,000 | 70,690,000 |
| Equity capital | 32,259,000 | 33,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,119,000 | 10,317,000 |
| Interest expense | 1,414,000 | 2,778,000 |
| Net interest income | 3,705,000 | 7,539,000 |
| Noninterest income | 615,000 | 1,322,000 |
| Noninterest expense | 1,885,000 | 3,787,000 |
| Provision for loan losses | 80,000 | 200,000 |
| Pretax income | 2,354,000 | 4,868,000 |
| Income tax | 0 | 0 |
| Net income | 2,354,000 | 4,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,980,000 | 43,801,000 |