Call reports 2025
CROSSROADS BANK — 2025
What CROSSROADS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 340,524,000 | 350,855,000 | 370,921,000 | 381,018,000 |
| Total loans | 203,713,000 | 204,749,000 | 207,296,000 | 209,467,000 |
| Allowance for loan losses | 2,431,000 | 2,463,000 | 2,455,000 | 2,456,000 |
| Securities available for sale | 99,163,000 | 100,992,000 | 118,297,000 | 141,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,352,000 | 323,524,000 | 339,051,000 | 348,013,000 |
| Interest-bearing deposits | 246,842,000 | 255,976,000 | 269,891,000 | 281,519,000 |
| Noninterest-bearing deposits | 67,510,000 | 67,548,000 | 69,160,000 | 66,494,000 |
| Equity capital | 24,328,000 | 25,539,000 | 29,954,000 | 30,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,507,000 | 9,196,000 | 14,183,000 | 19,326,000 |
| Interest expense | 1,337,000 | 2,742,000 | 4,208,000 | 5,723,000 |
| Net interest income | 3,170,000 | 6,454,000 | 9,975,000 | 13,603,000 |
| Noninterest income | 508,000 | 1,046,000 | 1,608,000 | 2,323,000 |
| Noninterest expense | 1,982,000 | 3,768,000 | 5,749,000 | 8,368,000 |
| Provision for loan losses | 170,000 | 230,000 | 230,000 | 430,000 |
| Pretax income | 1,531,000 | 3,496,000 | 5,572,000 | 7,091,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,531,000 | 3,496,000 | 5,572,000 | 7,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,292,000 | 38,821,000 | 40,196,000 | 40,444,000 |