Call reports 2024
CROSSROADS BANK — 2024
What CROSSROADS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 318,469,000 | 317,708,000 | 336,088,000 | 332,862,000 |
| Total loans | 184,735,000 | 187,859,000 | 196,940,000 | 201,673,000 |
| Allowance for loan losses | 2,128,000 | 2,200,000 | 2,317,000 | 2,392,000 |
| Securities available for sale | 103,066,000 | 103,006,000 | 102,944,000 | 100,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,278,000 | 295,162,000 | 308,889,000 | 309,175,000 |
| Interest-bearing deposits | 235,043,000 | 233,090,000 | 239,745,000 | 246,314,000 |
| Noninterest-bearing deposits | 62,235,000 | 62,072,000 | 69,144,000 | 62,861,000 |
| Equity capital | 19,649,000 | 20,767,000 | 25,214,000 | 21,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,936,000 | 7,951,000 | 12,217,000 | 16,772,000 |
| Interest expense | 1,088,000 | 2,265,000 | 3,544,000 | 4,898,000 |
| Net interest income | 2,848,000 | 5,686,000 | 8,673,000 | 11,874,000 |
| Noninterest income | 444,000 | 887,000 | 1,554,000 | 2,053,000 |
| Noninterest expense | 1,799,000 | 3,446,000 | 5,271,000 | 7,607,000 |
| Provision for loan losses | 40,000 | 205,000 | 355,000 | 485,000 |
| Pretax income | 1,453,000 | 2,891,000 | 4,470,000 | 5,703,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,453,000 | 2,891,000 | 4,470,000 | 5,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,324,000 | 35,381,000 | 36,410,000 | 36,341,000 |